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June Budget Summary

June 30th, 2015 at 01:20 pm

June budget totals:

Budgeted- actual = difference
Income: 2874
Rent: 1175-1175 = 0
Parking: 150-20= 130
Utilities: 100-57.23= 42.77
Car insurance: 64- 54= 10
Phone: 112.88- 113.17= -0.29 (last month at this rate)
Recurring expenses: 150-164= -14
Retirement: 100- 100= 0
Student loan: 386-386= 0
Internet: 80-27.38= 52.17
Food and misc: 350-351.18 = -1.18
Cushion: 206- (total negative overages from above 15.47) = 190.53

The utility and internet surpluses were already applied to my student loan as they became available. I made $15 selling some old chairs on craigslist this month. Additional leftover funds are 130 (parking) + 10 (car insurance) + 190.53 (cushion) + 15 (craigslist) = 345.53 for the high interest loan.


Gas spending has been through the roof this month because I've been driving to a different site for work that's an hour away, compared to my usual 5-10 minute commute, so I've had to fill the tank up WAY more frequently. Of that $351.18 personal spending category, $115.51 was for gas! It makes me grateful to live close to work and drive a small compact car. A lot of my coworkers commute from a similar distance every day in a giant SUV, not as a temporary thing. Can't imagine how expensive that is, not to mention adding two hours onto your workday and the hassle of parking a giant tank in the tiny parking garage spaces.

2 Responses to “June Budget Summary”

  1. VS_ozgirl Says:

    Great work on your savings! I used to have a 1-hr driving commute each way for my old job and with this job catch the train, which is so much better. When you're tired on the train at least you can have a nap Smile

  2. mimaki Says:

    Looks like you did great this past month! It's great that you managed to save that extra money you were able to throw at the high interest loan, even with the increased fuel costs Smile

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