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Archive for May, 2019

Frugal efforts, nonfrugal week

May 23rd, 2019 at 06:38 pm

This past week wasn’t super frugal due to some fun summer activities, but much appreciated to get away for a couple days! I think road trips are still one of the cheaper ways to vacation though.

Frugal things for the week:
- Saved almost $100 booking through AirBnB instead of using the regular rental website for the same exact place
- Used a travel mug and resisted stopping for snacks on the way there or back
- Used up some odds and ends for dinner after getting back, putting off a grocery store run for another day
- Got seven new books at a free book exchange
- Cancelled Amazon prime. I got this as a 30 day free trial initially, but now was being charged monthly and don’t use it much

Now that the weather has definitely settled into summer territory, I need to sort and box up my winter clothing and go through my box of shorts and T-shirts to figure out what will still work for this year and what needs to be replaced. My go-to black work flats finally fell apart (literally, pieces fell off), and I need a pair of summer-appropriate black heels, but I’m going to inventory and make a list to avoid duplicates. Yard sale season is starting around here.

Loan snapshot

May 1st, 2019 at 07:57 pm

Another loan snapshot for tracking.

For some of the paid off federal loans only principal is listed because it’s hard to tell the total interest paid on the website.

Private loan: $19,612.46 principal and $454.07 interest – PAID OFF
Grad plus loan: $9,546 principal – PAID OFF
Stafford loan #1: $8,500 principal – PAID OFF
Stafford loan #2: $8,500 principal- PAID OFF
Stafford loan #3: $8,500 principal and $1,399.20 interest: PAID OFF
Stafford loan #4: $43, 595.23 principal and $6693.44 interest: Balance $50,288.67
Stafford loan #5: $43,952.80 principal and $10,882.72 interest: Balance $54,835.52
Stafford loan #6: $44,013.66 principal and $10,898.01 interest: Balance $54,911.67
Stafford loan #7: $48,070.76 principal and $11,902.37 interest: Balance $59,973.13

Total: $219,692.86 Principal: $179,632.45