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Car repairs, dollar store wins, debt snapshot

June 25th, 2019 at 03:54 pm

Just checking in with some random updates:

Having some work done on my car this week, but it should all be free- various items have been recalled, so the local dealership is replacing the defective parts.

Skipped buying spices at the grocery store. The markup there seems excessive. Saw a container of cayenne pepper for $8, which was only slightly bigger than the last one I got for a dollar! Go through a lot of spices cooking at home, so I ended up going to the dollar store and buying them for $1/each. Have not noticed a quality difference.

Saved $20-40 by borrowing a few items from family that I only need for a week or so, instead of buying them. These things were just sitting in the basement unused, so not an inconvenience for them.

Debt snapshot:

For some of the paid off federal loans only principal is listed because it’s hard to tell the total interest paid on the website.

Private loan: $19,612.46 principal and $454.07 interest – PAID OFF
Grad plus loan: $9,546 principal – PAID OFF
Stafford loan #1: $8,500 principal – PAID OFF
Stafford loan #2: $8,500 principal- PAID OFF
Stafford loan #3: $8,500 principal and $1,399.20 interest: PAID OFF
Stafford loan #4: $43, 216.20 principal and 15.51 interest: Balance $43,231.71
Stafford loan #5: $43,952.80 principal and $10,612.71 interest: Balance $54,565.51
Stafford loan #6: $44,013.66 principal and $10,627.65 interest: Balance $54,641.31
Stafford loan #7: $48,070.76 principal and $11,607.08 interest: Balance $59,677.84

Total: $212,116.38 Principal: $179,253.42

6 Responses to “Car repairs, dollar store wins, debt snapshot”

  1. creditcardfree Says:

    Yes, less debt. Well, I'm assuming. Are you paying more off per month than the interest accumulating?

    And some great frugal wins. Spices can definitely be expensive!

  2. Jane Says:

    Yes, I'm paying above the minimum monthly interest. I'm also throwing any extra money that comes my way/overtime at it.

  3. crazyliblady Says:

    As we used to say when I was growing up, you are cooking with gas now! Go, girl! Big Grin

  4. crazyliblady Says:

    I just looked back at your history over the last few months. It is amazing that you paid off student loan 3 from $9K. Wow!

  5. creditcardfree Says:

    Great job! You will make progress if you are making payments larger than the interest that accrues each month.

  6. rob62521 Says:

    Good job!

    And good score on the spices. It is crazy ridiculous how expensive they are in the grocery.

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