It has been a while since my last debt update. Student loan balance is listed below- the next regular payment is $2,388 which is scheduled to automatically deduct on Oct 3. I will also be making an extra payment after getting paid at the end of the month, barring any emergencies, so hoping to see the total drop below $70K.

Current principal: 73,087.15
Current interest balance: 102.74
Current total balance: 73,189.89
Daily interest: 6.42
Interest rate: 3.2 %

I worked some mandatory overtime this week due to a coworker calling out sick. Was not thrilled at the time because I had plans, but at least the extra money will help with my goals!

Spending was way up this month up due to a relative with a (nonmedical) emergency, but that should be a one-time expense and I am lucky to be in a position to help. On the personal spending side, I am looking to make my apartment a little more winter-ready before the weather gets bad, especially because I don’t know what flu season is going to look like and we might all end up spending a lot of time at home if there is a surge. So far I impulse bought a basket to keep my remotes and phone charger in ($7 at Aldi) and ordered about $10 of supplies to do some minor repairs. I’d like to replace my bedding at some point- bought it in a rush after my prior comforter was ruined during my last move and have never found it very cozy, but I’m picky about this and willing to wait for something I love. I also bought a book that was highly recommended and not available through the library- $3 for a used copy + $3.99 shipping. At least one other person I know has already asked to read it after me, so feels worth it.

I was already planning to order the next kindle book in a series I’ve been reading when it comes out Oct 1. It is listed at $3.99 and I have $2 in digital credits from Amazon for choosing no-rush shipping. (I try to shop locally, but sometimes specialized items are only available online.)