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Getting closer!

April 10th, 2021 at 07:09 pm

After April payments were applied, my student loan balance is down to just under $20,300! (A previous post with exact numbers got eaten by the website and now the lender site is down for maintenence, but close enough!)

 

I am tempted to throw more money at it to get below the $20K mark, but have a big tax payment coming out of my account April 15, so may just be patient. I am not sure why my employer withholdings are so wrong when I request zero exemptions every year. 

 

I had been toying with the idea of buying a small place locally this summer or fall, since things seem to be going okay with the job and in this area rents are no cheaper than a mortgage. However, I have decided to just rent for another year when my lease comes up in July- the housing market has gone crazy and I am not willing to overpay. I'm not in a hurry. I suspect in another year when the world is fully reopened, a lot of people who freaked out and panic-bought houses with outdoor space during quarantine will realize they don't want to spend the time/money maintaining them when there are other entertainment options,  and I may be able to get a reasonable deal.

1 Responses to “Getting closer!”

  1. rob62521 Says:
    1618499593

    Good job on getting the student loans dwindling down. Hope you can find a place to buy that will make you happy.

    Your comment about being responsible for the student loans is wonderful -- you sound like a responsible trustworthy person. Thank you for that!

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